Tax-Advantaged Ways of Giving

Tax-Advantaged Ways of Giving



Did you know that the Internal Revenue Code provides a way to support the ministry of Berwyn UMC that may lower the amount of tax you owe? It's true. By carefully structuring your gifts, you can reduce or eliminate substantial portions of your tax liability. Below are just a few ways.

  1. Gifts of appreciated assets such as stock, real estate, and collectibles: When donating an appreciated asset, the item’s current market value is deductible from your taxes. However, the gain on that asset is not taxed. For example, if you purchased stock for $1,000 that has risen to $2,000, it could be gifted to the church, and you receive a charitable deduction of $2,000. If you sold the stock and gave the church $2,000, you still receive the $2,000 deduction, but you will also have to pay a capital gains tax on the $1,000 profit. You avoid capital gains taxes if you give the asset to the church rather than selling it yourself.
  2. For those receiving income from retirement accounts such as IRAs or 401K, or 403B plans, donations from those accounts given directly to the church avoid paying taxes on the withdrawn amount. The amount given even counts toward your RMD— required minimum distribution—without increasing your taxable income.
  3. If your taxes are such that you are close to the threshold for itemized deductions, giving in one tax year may make sense while having the church allocate the donation to a different church year. For example, if your taxes are such that you anticipate being able to itemize this year but not next year, you can donate money in 2022 that you want to apply to the church’s budget.

If you want more information about your donation options, please visit our church website, where you can learn about the various ways to give and initiate the process of making a stock gift. You may also speak to Steve Cherry, our Financial Secretary, or Pastor Kevin. They would be happy to answer any questions you may have.

links Ways to Give

This post was orignally published in the December 2022 of the Lighted Cross. Please use the links below to view the full newsletter.

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The Purpose Of Worship: Shaping Our Lives Beyond Sunday

Published: September 12, 2024

Why do we gather for worship? In a world where we can connect with God anywhere, anytime, what's the purpose of coming together in a physical space? These are questions that challenge us to reflect on the true meaning and impact of corporate worship in our lives. It's easy to fall into the mindset that God is only present in church, that our spiritual lives are compartmentalized to Sunday mornings. We may give God fleeting thoughts throughout the week, but often fail to recognize His constant presence in every moment. This limited view of worship can lead us to treat it as a duty—something we do for an hour each week before returning to our "real" lives. But what if worship is meant to be so much more? The truth is, we don't come together simply to worship God—though that's certainly part of it. We gather to be shaped by our worship, to be transformed in ways that impact how we live when we leave the building. Our time of corporate worship should change our hearts, broaden our perspectives, and equip us to live differently in the world. Consider how gathering with diverse believers challenges us to expand our view of the global church. When we worship alongside those who may not look like us, believe exactly as we do, or come from our background, we get a glimpse of what the triumphant church in heaven will look like—a multitude from every nation, tribe, and tongue. This experience breaks us out of our tendency to surround ourselves only with those who are similar to us. Our acts of worship also shape us in practical ways: Offering our tithes and gifts teaches us to live generously beyond the walls of the church. Reading Scripture together equips us to encounter God's Word on our own throughout the week. Praying for one another's joys and sorrows reminds us that God is at work in the world and that He hears our prayers. Receiving a benediction and blessing sends us out with strength for the days ahead. The blessing we receive isn't just for our own benefit. Throughout Scripture, we see that God blesses His people so that they can be a blessing to others. From Abraham to the nation of Israel, God's pattern is clear: "I will bless you... so that you will be a blessing" (Genesis 12:2). As we leave our time of worship, we should overflow with blessing to everyone we encounter. This leads us to a crucial question: If our lives are no different when we walk out of church than when we walked in, what was the point? If we haven't truly encountered the living God, been challenged by His Word, or been moved to live differently as His disciples, then our time together has missed the mark. As followers of Christ, we believe that our faith journey is incremental. We don't become perfect the moment we decide to follow Jesus. Instead, it's a daily process of growing in our love for God, for His people, and for His creation. Each day, through the power of the Holy Spirit, we strive to demonstrate that love more fully in our words and actions. This is the essence of discipleship—a continual journey of becoming more like Christ. While we believe it's possible to be made perfect in love during our earthly lives, it's not something we can achieve on our own or claim for ourselves. As John Wesley wisely noted, those who believed they had attained perfection in love were often the furthest from it. So why do we gather? We come together to be commissioned, to be reminded of Jesus' call to His disciples: "Go into all the world and preach the gospel" (Mark 16:15). This isn't about forcing our faith on others or cornering unwilling listeners. Rather, it's about being prepared to engage with those who are questioning, searching for meaning, or struggling to find hope. Despite what headlines might suggest, the world isn't dominated by militant atheists or those adamantly opposed to faith. Instead, there are countless individuals who are simply unsure, who have genuine questions about life's purpose and meaning. Our call is to live in such a way that our faith stands out—demonstrating joy, peace, and an unshakable assurance grounded in our relationship with God. Your story of faith doesn't have to be a dramatic before-and-after tale. Perhaps you've grown up in the church, gradually deepening your relationship with Christ over time. That journey is just as powerful and worth sharing. The key is to reflect on how your time in worship impacts the other 167 hours of your week. As our worship experience shapes us, it should naturally overflow into a different kind of worship outside the church walls: Giving thanks to God for His blessings Offering hope to the hopeless Praying for those who are hurting Seeking out those who are lost or questioning Our task isn't to have all the answers or to dictate what others should believe. Instead, we're called to listen, to walk alongside those who are searching, and to share how God has worked in our own lives. This is how we can see transformation and healing in our communities. Ultimately, our weekly gathering serves to recharge us spiritually. When the world beats us down and we feel our spiritual batteries draining, we come together again to pray, sing, hear God's Word, and be blessed and sent out anew. We remind each other of who we are in Christ and find the strength, hope, and courage we need for the week ahead. This is why we gather. This is why we worship. Not just as an end in itself, but as a means of becoming who God has called us to be—His hands and feet in a world that desperately needs His love. As we leave our time of worship, may we go with this commission ringing in our ears: to welcome the unwanted, to love the unloved, and if they won't come to us, to go to them. Let our worship be more than a weekly ritual. Let it be the catalyst that transforms our lives and, through us, brings hope and healing to our world.

Feeding Our Community: How You Can Make A Difference Through Our Food Pantry Ministry

Published: November 20, 2024

At Berwyn United Methodist Church, our food pantry ministry is more than just a source of nourishment—it’s a lifeline for families facing tough times and a bridge to build stronger connections within our community. Since its inception, this ministry has touched the lives of over 100 unique households. Some rely on us for a single visit, while others find steady support each month. The need is growing. In December 2022, we served 29 households. Today, we welcome an average of 134 individuals monthly—each one representing a story of resilience, hope, and need. With 1-3 new families arriving every month, our ministry has become a vital resource for our community. Thanks to our partnership with the Chester County Food Bank, we also bring fresh produce, eggs, and pantry staples directly to residents at Trinity House in Berwyn. This monthly outreach ensures neighbors can access nutritious food with dignity and care. What Does Volunteering Look Like? This ministry thrives because of the dedication of our volunteers—people just like you who want to make a difference. Here’s a glimpse into the work that goes on behind the scenes and how you can get involved: Volunteer Opportunities 1. Food Distribution Trinity House Outreach: Help unload pallets of food, sort fresh produce, bag items, and set up the distribution space. After the event, volunteers deliver food to residents who couldn’t attend and bring any leftovers back to the church. Church Pantry Days: Arrive early to sort food, decorate the space, assist guests with forms, and help them carry items to their cars. 2. Stocking and Organizing Restock shelves at the pantry, refrigerate perishables, and keep our overflow room organized for the next distribution day. 3. Shopping and Ordering Assist with grocery shopping and placing orders from the Chester County Food Bank to ensure our pantry stays well-stocked. 4. Data and Record-Keeping Support our statistician by helping with forms and reports, which are crucial for tracking our impact and securing resources. 5. Engaging with Guests Help guests complete forms, translate for non-English speakers, or simply listen to their stories. Volunteers often go the extra mile, assisting with tasks like finding housing, navigating government forms, or sharing words of encouragement. 6. Special Events and Meetings Attend quarterly food bank meetings or focus groups to stay informed and help shape the future of this ministry. 7. Building Relationships Learn the names of the people we serve, offer treats to children, and bring warmth to our space through thoughtful, personal touches. Make an Impact Today When you volunteer with our food pantry, you’re doing more than distributing food—you’re creating connections, offering hope, and transforming lives. Whether you have a few hours once a month or want to become a regular part of this mission, there’s a place for you here. Click here to sign up to volunteer and help us continue to feed our neighbors and build a stronger, more compassionate community.
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